How to Stop Creditor Harassment

If you are out there on your own, struggling with debt, you have probably learned how harassing creditors can be. They call at all hours, at home and at work, trying to intimidate you into paying your debts, as if you are falling behind by choice. They write letters that fill your mailbox, as if expecting that you will suddenly come up with the money you need to pay them back. Bankruptcy can stop harassing phone calls, letters and more.

Stopping Creditor Lawsuits and Other Actions

Has a creditor filed a lawsuit against you? Has a judgment been obtained? Have your wages been garnished? Chapter 7 and Chapter 13 make all of these actions stop. Bankruptcy can also stop foreclosure and repossession. It stops all creditor actions.

Bankruptcy Protection: How It Works

Prior to filing bankruptcy, you are all alone, with little to stop creditors from taking any action against you to collect.

As soon as you file bankruptcy, you are under the protection of the United States Bankruptcy Court. The bankruptcy court issues an order called an automatic stay, which requires that all creditor actions against you come to a halt immediately.

  • If a lawsuit has been filed against you by a creditor, the lawsuit must stop.
  • If a judgment has already been obtained, the creditor cannot collect on it.
  • If your wages have been garnished, the garnishment must come to an end.
  • Even if your home is going to be foreclosed tomorrow or repossession of your car is imminent, filing bankruptcy can make it all stop.

We can work quickly to see that you get the full benefits of bankruptcy protection as soon as possible. We have decades of experience helping people overcome their debts. We are a debt relief agency, helping people file for bankruptcy relief under the Bankruptcy Code. We serve clients throughout Washington D.C., Maryland, and Northern Virginia, including Alexandria and Fairfax.


When you’re ready to call, we’re ready to help. Call us at 703-836-9030, or contact us here

Bankruptcy Law Attorney

Gregory M. Wade

Gregory M. Wade was born in Washington, D.C. and raised in Northern Virginia. Since 1977 Mr. Wade has been engaged in the private practice of law in Northern Virginia and has been an active leader in the Bar and in the community.


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